Realize Your Dream of Home Ownership

Welcome to Freedom Fundings, powered by Preferred Mortgage, Inc. and Innovative Mortgage, Inc. We are making getting a mortgage easier than ever before with home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Sophia Eng Mortgage consultant

Welcome to Freedom Fundings, powered by Preferred Mortgage, Inc.

Sophia Nguyen Eng, a Mortgage Consultant at Preferred Morgage, Inc. and Innovative Mortgage. She was born and raised in San Jose, CA and began working as a Realtor® and mortgage advisor in 2006.  

Sophia graduated from The George Washington University in Washington, DC, and for over a decade, has led global digital and growth marketing at top high-tech billion-dollar companies like Autodesk, Workday, and InVision bringing in over $300M in sales.

As a daughter of immigrant parents who landed in San Jose, CA in the 1970s to create and live the dream of a bright future in the land of opportunity, hard work and integrity is integrated into her every fiber. Sophia enjoys investing in real estate as a vehicle to achieve legacy wealth and time freedoms for her family. She also helps people learn how to leverage real estate to achieve financial freedom.

Typically, your largest purchase is your home.  In purchasing a home, proper mortgage/finance planning is required to make your home buying experience a success. Sophia assists you as your mortgage advisor from a short and long-term standpoint and how it compliments your overall financial picture.  She is equipped with the knowledge, tools, resources, and array of lenders and programs to help you reach your goals.

Sophia invites you to contact us to begin the exploration and education of one of the most important financial decisions in your life.  Her many years of experience in the business will allow us to provide you with exceptional service and care to navigate you through the process of financing your home!


What our clients say
What we appreciated about Sophia was that she kept us on track with the financial aspects of our home purchase. Because we were both buying and selling a home simultaneously, we had lots of different financial scenarios to consider and she was more than willing to calculate how each of those scenarios would impact things. Knowing exactly what to expect put our minds at ease and gave us the confidence to move forward with the purchase. To say that Sophia has been fantastic to work with is an understatement. She is not just great at what she does. She radiates integrity and exudes both warmth for her clients as well as a fierce determination to get people into their dream homes. We are already telling our friends about our real estate team!
Home Buyer, Walnut Creek, CA
I have refinanced my home twice this year (2020) thanks to interest rates dropping significantly enough, and both times have gone without a hitch with Sophia and her team. I can't say enough good things about Sophia. She's professional, knowledgeable, and always available to answer my questions. I have saved over $800/month for my family! I highly recommend her and would use her services again in a heartbeat.
Refinance, Sacramento, CA
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